1. Acceptance of Terms

By accessing and using the riozisodarai website at riozisodarai.world and our project budget management services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and riozisodarai, operating from 124 St Killian St Bendigo VIC 3550, Australia.

If you do not agree with any part of these terms, you must immediately discontinue use of our website and services. Your continued use of our platform indicates your acceptance of these terms and any future modifications.

2. Service Description

2.1 Budget Management Services

riozisodarai provides project budget management tools and educational resources designed to help Australian businesses track, analyze, and optimize their project finances. Our services include budget planning templates, expense tracking systems, financial reporting tools, and educational content.

2.2 Service Limitations

• We provide tools and guidance but do not guarantee specific financial outcomes
• Our services are educational and advisory in nature, not financial advice
• Results depend on individual implementation and business circumstances
• We do not provide licensed financial planning or investment advice

3. User Responsibilities

3.1 Account Management

Users are responsible for maintaining the confidentiality of their account credentials and for all activities that occur under their account. You must notify us immediately of any unauthorized use of your account or any security breach.

3.2 Prohibited Uses

• Sharing account access with unauthorized parties
• Using our services for illegal or fraudulent activities
• Attempting to reverse engineer or copy our proprietary tools
• Submitting false or misleading information
• Interfering with the proper functioning of our website or services

4. Intellectual Property Rights

All content, features, and functionality on our website, including but not limited to text, graphics, logos, software, and educational materials, are owned by riozisodarai and protected by Australian and international copyright, trademark, and other intellectual property laws.

5. Privacy and Data Protection

5.1 Information Collection

We collect and process personal information in accordance with Australian privacy laws and our Privacy Policy. This includes contact information, business details, and usage data necessary to provide our services effectively.

5.2 Data Security

We implement reasonable security measures to protect your information, but cannot guarantee absolute security. Users are responsible for backing up their own data and maintaining secure access to their accounts.

6. Payment Terms

All fees are quoted in Australian dollars and are subject to applicable taxes. Payment terms vary by service level and are clearly outlined during the registration process. Refunds are considered on a case-by-case basis within 14 days of service commencement.

• Monthly subscriptions are billed in advance
• Annual subscriptions offer discounted rates
• Price changes require 30 days advance notice
• Failed payments may result in service suspension

7. Limitation of Liability

riozisodarai provides services "as is" without warranties of any kind. We do not guarantee that our services will meet your specific requirements or that they will be uninterrupted or error-free. Our liability is limited to the amount paid for services in the 12 months preceding any claim.

8. Termination

8.1 User Termination

Users may terminate their account at any time by contacting our support team. Upon termination, access to services will cease, though data may be retained for a reasonable period to facilitate potential account reactivation.

8.2 Our Right to Terminate

We reserve the right to suspend or terminate accounts that violate these terms, engage in fraudulent activity, or misuse our services. We will provide reasonable notice except in cases of serious misconduct or legal requirements.

9. Governing Law

These terms are governed by the laws of Victoria, Australia. Any disputes arising from these terms or your use of our services will be subject to the jurisdiction of Victorian courts. We attempt to resolve disputes through direct communication before pursuing legal action.

10. Changes to Terms

We may update these terms periodically to reflect changes in our services, legal requirements, or business practices. Significant changes will be communicated via email to registered users at least 30 days before they take effect.

Continued use of our services after changes become effective constitutes acceptance of the new terms. If you disagree with changes, you may terminate your account before they take effect.